Never before has there been so much pressure on financial professionals. From rapidly evolving technology offerings to major changes in regulation, advisors need to constantly re-evaluate their practice and value to clients. Simply providing accumulation and wealth management services is no longer enough.
*1-year term; group pricing available – for more information call 860.969.3672
For more information about the IncomeConductor program, download our Advisor Brochure.
Income Conductor allows me to confidently prepare a customized retirement income plan that meets the unique needs for my clients. We are able to track the plan status at any point in the plan and make changes as needed. IncomeConductor has been a great addition to my practice.Larry Erwin, CLU, ChFC Erwin Associates, Clovis, NM
Having conviction in our business is paramount to success in our business. Being right about critical issues facing our clients and having tried, proven solutions gives us powerful conviction. IncomeConductor has done that for me. I have benefitted because my clients know that they have benefitted from the logical, academic and common-sense approach to real problems that IncomeConductor tackles...More “head on” rather than leaving their financial independence to the luck of market returns.S. Bruce Phillips, Jr. Cape Securities, Atlanta, GA
Prospective clients often ask, "Why should I work with you?" IncomeConductor is one of those tools that clearly differentiates myself within the financial services industry and allows me to easily communicate my unique value proposition to clients. When I ask a client why they chose me, they answer, "Because you had a plan".Scott D. Morrison Morrison Nordmann & Associates, East Lansing, MI
I don’t think there is a better experience for a financial advisor than sharing that “aha!” moment with a client or client couple when they see for the first time a retirement income plan that clearly works for them. Income Conductor is the best interactive planning tool I’ve seen for accomplishing this critical mission: the client “buy-in” moment that is so important. I have...More presented this to over 50 clients and client couples over the past year and nearly all have grasped the “Segmented Income” concept and its value to them by the end of the first meeting. And this is just the “Plan” component. The real “meat on the bone” for the advisor is the ability to manage the plan going forward with Invest, Track and Report functionality that sets up the initialplan and then adapts to changing market conditions and the client’s “needs, wants and wishes” as their post-career phase unfolds. It marks the path for future decisions that further secures each income “bucket”; and each decision is documented for absolute clarity and future reference. This means for me that I’m now more secure in my role as their retirement income manager, and notjust their investment advisor.
I have used many financial planning tools over 30+ years – this is the best for my pre-retiree and newly-retired prospects and clients. It’s well-designed for the client, it has a robust administrative platform for the advisor, and the support I’ve experienced from Sheryl and her team has simply been excellent.Steve Kellar, CFP Sheridan Road Financial, LLC, Northbrook, IL
Income Conductor allows me the flexibility to pick from my preference of investment managers and flexibility to change assumptions for returns and inflation. It provides a printed report with updated performance via data aggregation at each review meeting giving assurance that we are using a strategy that is easily trackable and based on a proven time-segmented approach of income...More distribution. I have been able to show clients multiple scenarios in order to pick the best solution to reach their goal for income in retirement. The follow up and educational webinars provide advance case knowledge of the tool and different approaches that should be looked at.Craig Smith, CFP®,CRPC® LPF Financial Advisors, Sarasota, FL
Income Conductor gives me the tools to tell a client, based on the original plan, and how the assets are now performing how to modify the plan for the better i.e. take out additional income, for the worse i.e. having to reduce income, or to again increase or reduce inheritance for their heirs based on performance and current income needs and gives me the structure to document and protect my...More client, their heirs and myself and my broker dealer.Travis Ramsdell, Maffe Financial, Glastonbury, CT
For over 22 years, I have used various financial planning and retirement distribution software packages that project retirement income. Most of them use a form of random simulated or historic returns. It seems that, unlike the ones I have used in the past, when I present IncomeConductor, I can see that the client pretty quickly understands the concept, logic and science behind the strategy. It...More is as though the lightbulb goes off in the client’s head and they “get it”. Almost as if they can touch and feel the concept. They understand the logic of short term money being conservative and long term money more aggressive.
I, and most of my clients, vividly remember the 2000-2002 and 2008 bear market and what would have happened had they retired right before the bear market. Ihave found that the clients find it comforting that they have the first 10 years of income in fixed and very low risk investments. Also, the printed proposal output for IncomeConductor, simply and clearly displays the floor income, income needed from investments and the amount needed to fund each segment.
I feel like IncomeConductor differentiates me from other advisors in my area becauseof the level of sophistication of this strategy. I also feel that with the new DOL regulations, this approach demonstrates our value through detailed income distribution planning and tracking that is, to my knowledge, not available through most employer 401k plans.Myron D. Mitchell, CFS, CRPC, AAMS Mitchell Wealth Management Group, LLC
Winston Salem, NC
My clients have commented that IncomeConductor gives them a retirement distribution process that makes logical sense and provides comfort and confidence in retirement. IncomeConductor gives me the confidence in a process for managing, documenting, and communicating the investment recommendations and the segmented distribution process. IncomeConductor is a true differentiator that sets me apart...More from other advisors. I feel very confident in this post DOL Fiduciary Rule world!Roy M. Straub, CLU®, CFP®, CRPC® Straub Financial Inc,, Castle Rock, CO